Protecting Your Business from the Unexpected: Fire Prevention Tips for Small Businesses
Posted: October 4, 2025
A fire can be devastating for a small business. It can destroy property, interrupt operations, and put lives at risk. Although you may not be able to predict when a fire will strike, you can take proactive steps to reduce the risk and protect what you have built. By implementing these fire protection strategies, you can help safeguard your business assets and give yourself and...
Secure for the Holidays: A Cybersecurity Refresh for Increased Online Activity
Posted: September 19, 2025
The holiday season isn’t just busy for retailers; it’s also prime time for cybercriminals. With the rise of online shopping, increased email traffic, and a huge surge in digital transactions, businesses have become increasingly vulnerable to data breaches or cyberattacks. Now is the perfect time to refresh your cybersecurity practices and ensure your business insurance includes cyber liability protection. Seasonal Sales, Seasonal Scams: Why Cyber...
Weathering the Storm: How Businesses Can Prepare for Natural Disasters
Posted: September 4, 2025
Natural disasters can strike without warning: floods, hurricanes, wildfires, earthquakes, and winter storms are all part of doing business in our unpredictable climate. For business owners, these events aren’t just an inconvenience; they pose a significant financial threat. Without proper preparation and insurance, a single disaster can force a business to close its doors permanently. Is your business ready to weather the storm? Disaster Can...
What is Employment Practices Liability Insurance (EPLI)?
Posted: August 19, 2025
Employment Practices Liability Insurance, commonly called EPLI, is a crucial business insurance that safeguards companies against employee claims alleging rights violations. In today’s complex employment landscape, even small businesses face exposure to potential lawsuits related to hiring, firing, workplace conduct, and management decisions. Having EPLI coverage can provide EPLI 101: A Shield Against Workplace Lawsuits EPLI policies typically cover legal defense costs and settlements associated...
Exclusions in Business Insurance Policies: What’s Not Covered?
Posted: August 4, 2025
When purchasing business insurance, many policyholders focus on what is covered. But just as important is understanding what is not. These uncovered situations, known as exclusions, can leave your business vulnerable if you’re not careful. Knowing how exclusions work can help you choose smarter coverage and avoid costly surprises. What “Exclusion” Actually Means An exclusion is any situation, condition, or type of damage your insurance...