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Your Local Chicago Independent Insurance Agency

Foundation Insurance Agency specializes in car, home, business, commercial, and life insurance.

Foundation Insurance Agency is licensed to handle all of your insurance needs in Chicago and all across Illinois. As an independent agency, we work with several different carriers to bring you a variety of policies and coverage options. We take pride in our excellent customer service, and you can take satisfaction in knowing that you will always be able to speak directly with our agency owner if you have any questions. Whether you are looking for auto, home, or business insurance, Foundation Insurance Agency has a solution for you. Contact us for a quote today!

John Woodward
John Woodward
Agency Owner
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Car Insurance

Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Tips for a Successful Remote Work Policy

Posted: December 28, 2025

Define what “good work” looks like before you define when it happens. Write down deliverables by role, expected response windows (for example, same business day on chats, 24 hours on email, 48 hours on non-urgent tickets), and “meeting hygiene” rules: agendas published 24 hours ahead, start/stop on time, clear owners and decisions, notes posted in a shared space. Handle time-zone fairness with rotating meeting times...

Health Benefits of a Digital Detox

Posted: December 25, 2025

Constant pings keep your brain in a light “alert” state, nudging cortisol and heart rate up and making it harder to downshift at night. Blue-light exposure in the evening suppresses melatonin secretion, disrupting sleep onset and shortening deep sleep. Infinite-scroll feeds run on variable rewards, a dopamine pattern encouraging “just one more” swipe.  Add negative headlines and you get the doomscrolling-anxiety loop: elevated arousal, poorer...

Different Types of Life Insurance Riders Explained

Posted: December 22, 2025

Accelerated Benefits: Access to Benefits While You’re Living Accelerated benefit riders let you take a portion of the death benefit early if you face a qualifying health event. Terminal illness riders typically require a physician’s certification that life expectancy is 12–24 months or less, depending on the carrier. Chronic illness riders generally follow tax code definitions of being unable to perform two or more activities...

A Closer Look at Medicare Coverage of Cataract Surgery in 2026

Posted: December 21, 2025

What Are Cataracts? A cataract is the clouding of the eye’s natural lens, which scatters light and blurs vision. Modern surgery removes that cloudy lens and replaces it with a clear artificial intraocular lens (IOL). The most common technique, phacoemulsification, uses a tiny incision and ultrasound to break up and remove the cataract, usually without stitches. Most patients go home the same day and notice...

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Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
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