Can I Get Health Insurance Outside of My Job?
Posted: October 10, 2025
Many workers today get health insurance through their employers. Companies often offer group health plans that make coverage more affordable. If you lose your job or work for an employer that does not offer health insurance, it may seem that you are out of options. The good news is you can get health insurance outside of your job, and there are several options to secure...
New Rules Prompt Health Plans to Prepare for Upcoming Changes
Posted: September 25, 2025
Healthcare is constantly evolving, and 2025 is expected to bring a fresh wave of regulatory changes that will impact both insurers and consumers. From new transparency requirements to changes in preventive care coverage, health plans nationwide are adjusting their offerings and operations. Whether you’re a policyholder or shopping for coverage, understanding what’s changing (and why) can help you make smarter choices about your health insurance....
How to Have a Healthy and Insured School Year
Posted: September 10, 2025
As students head back to campus, most are focused on books, roommates, and class schedules. But there’s another essential item to check off your list before the semester begins: health insurance. Whether you’re a parent of a college student or a student yourself, making sure you have proper health coverage is one of the most important steps you can take to protect your well-being throughout...
HMO Health Insurance: Exploring Benefits of Health Maintenance Organizations
Posted: August 25, 2025
The HMO Model: How It Works and Who It Serves Best Health Maintenance Organization (HMO) plans are a popular type of managed care health insurance. They are designed to provide high-quality, coordinated care at a lower cost. HMO plans focus on prevention and efficient treatment by using a network of approved providers. Members are required to select a primary care physician (PCP) who will serve...
Emergency Preparedness: Health Insurance’s Role in Crisis Situations
Posted: August 10, 2025
Will Your Health Coverage Hold Up? When disaster strikes—whether a hurricane, wildfire, pandemic, or unexpected evacuation—your health insurance becomes a vital lifeline. Not all policies are created equal, and choosing right is of utmost importance. In a crisis, understanding the limits and strengths of your coverage can make a world of difference. Health insurance can help cover medical expenses during emergencies, such as hospital stays,...