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3 Health Insurance Options for College Students

3 Health Insurance Options for College Students

Everyone needs health insurance, including college students. If you are heading off to college in the fall, it is important to make sure you have health insurance, find out where to go in case you become sick or injured, and choose a pharmacy to fill your prescriptions. As for health insurance, the following are three possible options for students attending college. Stay on Your Parents’...

PPO vs. HMO: Which Is Right for You?

PPO vs. HMO: Which Is Right for You?

Choosing a health insurance plan is a crucial decision. There are various factors to consider, including cost. The first choice to make is the type of health plan that works best for you. Two of the most common types are HMOs and PPOs. The following is some basic information about both types of health insurance plans and the key differences between them. What Is an...

A Beginner's Guide to Health Insurance Deductibles and Copays

A Beginner's Guide to Health Insurance Deductibles and Copays

Deductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...

National Stroke Awareness Month

National Stroke Awareness Month

It's National Stroke Awareness Month, and now is a great time to consider what you can do to learn more about this medical condition. By shining a light on the risks of stroke, you can potentially save a life, make better decisions for yourself, and ultimately enjoy many more years of healthy living. The History Behind This Tradition Although the earliest reported strokes date back...

Do Not Let Your Preventive Care Fall Through the Cracks

Do Not Let Your Preventive Care Fall Through the Cracks

Preventive care is an essential part of managing your health and ensuring you catch potential issues early on, so you can live a longer life. Not only will preventive care reduce your chances of developing a serious health condition, but you can obtain most of these services at no cost since most are covered by your health insurance. That means there is no reason for...