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Your Local Chicago Independent Insurance Agency

Foundation Insurance Agency specializes in car, home, business, commercial, and life insurance.

Foundation Insurance Agency is licensed to handle all of your insurance needs in Chicago and all across Illinois. As an independent agency, we work with several different carriers to bring you a variety of policies and coverage options. We take pride in our excellent customer service, and you can take satisfaction in knowing that you will always be able to speak directly with our agency owner if you have any questions. Whether you are looking for auto, home, or business insurance, Foundation Insurance Agency has a solution for you. Contact us for a quote today!

John Woodward
John Woodward
Agency Owner
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Car Insurance

Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Different Types of Life Insurance Riders Explained

Posted: December 22, 2025

Accelerated Benefits: Access to Benefits While You’re Living Accelerated benefit riders let you take a portion of the death benefit early if you face a qualifying health event. Terminal illness riders typically require a physician’s certification that life expectancy is 12–24 months or less, depending on the carrier. Chronic illness riders generally follow tax code definitions of being unable to perform two or more activities...

A Closer Look at Medicare Coverage of Cataract Surgery in 2026

Posted: December 21, 2025

What Are Cataracts? A cataract is the clouding of the eye’s natural lens, which scatters light and blurs vision. Modern surgery removes that cloudy lens and replaces it with a clear artificial intraocular lens (IOL). The most common technique, phacoemulsification, uses a tiny incision and ultrasound to break up and remove the cataract, usually without stitches. Most patients go home the same day and notice...

What’s the Difference Between General and Professional Liability Insurance?

Posted: December 19, 2025

General liability (GL) addresses bodily injury, property damage, and specific personal or advertising injuries arising from your premises, operations, products, or marketing. Professional liability (PL), or errors and omissions, addresses financial loss resulting from negligent advice, design, or services. Many businesses need both because a single project can involve physical hazards and professional decisions. General Liability in the Wild GL responds to everyday hazards that...

How to Prepare for a Winter Road Trip

Posted: December 16, 2025

Plan Your Route Like a Pro: Weather, Detours, and “Plan B” Check official state DOT and highway apps for live road conditions, closures, and chain controls before you leave and at each fuel stop. Pair those with a forecast tool that shows hour-by-hour precipitation and wind along your route so you can shift departure by a few hours if a front is moving through.  Build...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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ERIE's YourTurn® Program

There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
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